Facebook-owned WhatsApp may soon ask users to verify their identity to make payments on the platform. According to XDA Developers, new strings seen in the latest WhatsApp beta release suggest that Messenger will require users to upload verification documents in order to continue using payments on WhatsApp.
Currently, when users set up WhatsApp Pay in India, the service only verifies the phone number associated with your bank account to enable UPI-based transactions. In Brazil, Messenger uses Facebook Pay to validate users\’ credit or debit cards to facilitate payments.
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As of now, users do not need to submit any identity verification documents to pay for the service, the report said. However, this may change soon. WhatsApp v2.21.22.6 beta includes some new strings that suggest users may need to submit identity verification documents to continue using payments.
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Identity verification may be limited to those who use WhatsApp Pay to receive payments for their businesses. UPI-based apps like Google Pay, PhonePe and even WhatsApp Pay allow users to transfer or receive money. No documents are required to be submitted for this.
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However, wallet apps like Paytm ask for KYC verification as per RBI guidelines. WhatsApp has not yet made an official announcement about this change. The report states that since the new strings are currently in beta version, it may take some time for the company to reveal any details.